Many Minnesota homeowners qualify for rebates when upgrading attic insulation, wall insulation, air sealing and other energy-efficiency improvements. Expert Insulation helps homeowners identify available rebate programs through Xcel Energy and Minnesota Energy Resources while improving comfort, reducing energy loss and lowering monthly utility bills.
Rebate Options for Xcel Energy Customers
| Improvement | Pre-Job Condition | Post-Job Condition | Rebate for Xcel Energy Gas or Electric Heat Customers | Rebate for Non-Xcel or Electric AC Customers |
|---|---|---|---|---|
| Attic Insulation | R-19 or less | R-49 or greater | 40% of project cost, up to $1,200 |
40% of project cost, up to $120 |
| Wall Insulation | Empty wall cavity, no insulation |
R-11 or greater | 40% of project cost, up to $1,200 |
40% of project cost, up to $75 |
| Air Sealing | — | 15% reduction in air leakage (CFM50) | 40% of project cost, up to $600 |
40% of project cost, up to $45 |
Why Upgrade Your Home Insulation?
Minnesota’s cold winters and warm summers can put extra strain on your heating and cooling system. Proper insulation and air sealing can help:
- Lower heating and cooling costs
- Reduce drafts and cold rooms
- Improve year-round comfort
- Increase energy efficiency
- Help reduce moisture problems
- Improve indoor temperature consistency
- Help your home qualify for available utility rebates
Rebate Options for Minnesota Energy Customers
Beginning Aug. 1, Minnesota Energy Resources’ customers may be eligible for limited-time bonus rebates for qualifying upgrades, including air sealing and insulation. Bonus rebates run through Nov. 30, 2025, and must be postmarked by Dec. 8, 2025.
| Measure | Current Standard Rebate | Total Rebate with Bonus |
|---|---|---|
| Air Sealing and Attic Insulation | $650, up to 50% of cost | $1,200 cap, or up to 50% of cost |
| Rim Joist Insulation Only | $125, up to 50% of cost | $250 cap, or up to 50% of cost |
| Foundation/Rim Joist Insulation | $425, up to 50% of cost | $800 cap, or up to 50% of cost |
| Floor Above Unconditioned Space | $200, up to 50% of cost | $350 cap, or up to 50% of cost |
| Air Sealing Only | $300, up to 50% of cost | $450 cap, or up to 50% of cost |
| Sidewall Insulation | $750, up to 50% of cost | $1,200 cap, or up to 50% of cost |
* Rebate amount is 50% of total improvement cost, up to maximum rebate amount listed above. For affordable housing rebates only: No 50% cap for improvement cost.
** Rim joist insulation cannot be installed as a standalone measure and must be completed in conjunction with another improvement.
Source: Minnesota Energy
How to Claim Your Insulation Rebate
- Schedule a home insulation assessment.
- Receive recommendations for qualifying insulation and air sealing improvements.
- Complete the approved insulation project.
- Submit the required rebate documentation.
- Receive your rebate from the utility provider.
Frequently Asked Questions
Do I qualify for insulation rebates in Minnesota?
Many homeowners served by Xcel Energy or Minnesota Energy Resources may qualify for rebates on attic insulation, wall insulation, foundation insulation, rim joist insulation and air sealing improvements. Eligibility requirements vary by utility provider and project type.
How much can I save with attic insulation rebates?
Rebate amounts vary based on your utility provider, current insulation levels and project scope. Some homeowners may qualify for hundreds or even thousands of dollars in available incentives.
Is air sealing required to receive an insulation rebate?
Some rebate programs require air sealing improvements or offer additional incentives when air sealing is completed alongside insulation upgrades.
What insulation upgrades qualify for rebates?
Depending on the rebate program, qualifying improvements may include:
- Attic insulation
- Sidewall insulation
- Rim joist insulation
- Foundation insulation
- Floor insulation
- Air sealing
Will new insulation reduce my energy bills?
Proper insulation helps reduce heat loss during Minnesota winters and keeps conditioned air inside your home year-round. This can help lower heating and cooling costs while improving overall comfort.
Interested in reinsulating your home? Give us a call or fill out our contact form today and a member of our team will be in touch. We will assess your current insulation and offer recommendations to increase your energy efficiency.
